In terms of credit cards, there is no ‘best’ card. Depending on your individual spending requirements, you should ideally opt for a card that matches your needs.
For instance, if using your car is a priority, you may consider a fuel credit card, with which you get fuel surcharge waivers and discounts on fuel-related expenses.
These days most Visas are offered to existing ledger holders by banks and NBFC’s like Bajaj Finserv. Which have a wide range of services to cater and offer.
This can be done through online application and get approval by spending a lot less time and you can complete the process from the safety of your home.
Several credit cards are available through a simple and convenient online application process, and you can even get quick approvals by submitting your details.
Selecting the Best Fuel Cards
Picking one of these is a reasonable wagered on the off chance that you have a huge load of fuel costs and costs identified with vehicle support.
For example, the Indian Oil Citi Credit Card offers 71L of free oil on a yearly explanation, and the yearly expense is given up off on the off chance that you eat up 30,000 INR on petroleum in the focal year.
On a fuel card, as with all credit card types, you need to know about credit limits.
What is a credit limit?
Every credit card comes with a credit/cash limit beyond which you cannot spend on the card. If your fuel expenses are high, you should request your card issuer for a card with a high credit limit.
These are initial considerations in the steps to choosing the best fuel credit cards online.
By Online portal one can check and assess the Maximum credit score playing cards. Further you can go online and check your status.
All you have to do is log on to your bank’s website and go through a menu-driven process to select your preferred card and apply for it.
Steps to Check the Best Fuel Cards
An individual can get a fuel credit card online by visiting a bank’s or issuer’s website, and going through a menu-driven process.
If you already have a bank account and have shown creditworthiness, your bank will offer you a credit card you may wish for. The basic steps to apply for a credit card are as follows:
- Visit the website of the credit card provider (bank/finance company)
- Click on ‘credit cards’
- Proceed with menu-driven operations
It’s likely that you will find a list of credit cards that a single issuer offers, and you may find a category that mentions fuel credit cards specifically.
You have the option to choose one card being offered, you can think about cards and check which suits you best and which satisfies your longing, and on which Visa you are getting more money back.
You may also check other websites that offer fuel credit cards and compare cards offered by different issuers.
Most fuel cards in India offer fuel surcharge waivers, some more than others.
The Bajaj Finserv RBL Bank SuperCard offers fuel surcharge waivers of 100 INR per month.
A key step to check the best fuel credit card is to make a comparison of cards from different issuers first.
The Best Fuel Cards
Today, the best fuel cards come with a host of perks, and you can use them not just for fuel spends, but as regular credit cards too.
Bajaj Finserv, HDFC Bank, Citibank, Kotak Bank, and SBI offer some great-value fuel cards.
Alternatively, you can choose to have the Bajaj Finserv RBL Bank SuperCard which gives you the benefit of multipurpose use. This card is an ATM card, giving you free cash withdrawals for up to 50 days.
It is also a loan card, letting you get loans for up to 3 months on a meager interest rate of 1.16% per month.
As an EMI card, it lets you afford several goods and services. Furthermore, you can use it efficiently for fuel payments as it offers surcharge waivers.